The increase of online payment method options coincided with the rise of e-commerce. Users have gotten more tech and digitally savvy in recent years. They have no qualms with paying for purchases made on the website or through the app. Furthermore, if this is not an option, they would prefer to deal with other, more experienced merchants.

There is indeed a lot of buzzes all around the payment gateway right now. This is most likely one of Google’s most popular queries. On the other hand, the payment gateway is a technology that permits specific online payment kinds to be accepted. We’ll go through all of the different sorts of e-commerce transactions in this article so you can pick the ones that suit you best.

Digital wallet 

A cashless payment instrument, often known as a digital wallet or e-wallet, is an application loaded on a smart device. You can use it to pay for products or businesses offered and make payments to a bank card and cash it out. A virtual wallet works in the same way as a genuine wallet. It operates in the same way as a traditional wallet but in an electronic format.

You can maintain money and credit cards, for example, and have used them to buy in different businesses. 

Both the customer and the supplier must have the same e-wallet, such as Apple Pay or Google Pay, to pay with it on an e-commerce site.

Debit/Credit Card 

Online buyers prefer to pay with their credit cards. To complete a transaction, all required is the card number, expiration date, and CVV code. The 3DS method, which employs two-factor identification to verify a person’s identity, ensures security level. This is how it works: after clicking “purchase” on a site or app, you’ll be prompted to complete the purchase on your phone.

Bank Transfer 

By providing account information, monies can be transferred from the buyer’s account to the seller’s account. It is a traditional system, which, nevertheless, is still in demand. 

Because entering card details, company name, transaction objective, and other information on a small mobile screen is cumbersome, pc users are more likely to use a bank transfer.


Buying now and paying later is comparable to PostPay. Since the shoppers pay after getting the item, it has some characteristics with the cash payment choice. Merchants can use third-party services to organise post-payments in an e-commerce context. These providers pay for the transaction right away and then bill the customers later.


You may broaden your user base by providing a range of payment alternatives. Some opt to purchase using a credit card, while others choose to pay with a digital wallet, yet others prefer to pay upon delivery. Provide as many payment options as possible to demonstrate your commitment to excellent client service. Please contact our supervisors if you require assistance implementing online payments.